Checking Accounts

All checking account statements include imaged checks.

Basic Checking Account

Non-interest bearing

• Unlimited check writing
• Minimum deposit $100
• Minimum balance service charge if balance drops below $500

Interest Bearing Checking Account

NOW Account with interest

• Unlimited check writing
• Minimum balance $700
• Minimum balance service charge if balance drops below $700
• Interest

Click here for current rates.

Academic Assets Account

Full time high school and university students

• Unlimited check writing
• No minimum balance, non-interest bearing
• No monthly service charge
• First supply of checks Free
• Use of other institutions' ATMs Free

Golden Assets Account

NOW Account for customers age 55 or older

• Unlimited check writing
• No minimum balance
• No monthly service charge
• Bank logo checks free, $5 off other styles
• Qualifies for .25% boost on posted CD rates if the CD deposit is $25,000 or more
• Use of other institutions' ATMs Free
• Money Orders 5 Free/month
• Single signature Travelers' Checks Free
• Interest at tiered rates

Preferred Checking Account

NOW Account with variable rate

• Minimum balance service charge if balance drops below $2,500
• No interest on balances below $2,500
• Six withdrawals per month per Regulation D
• Interest at tiered rates

Click here for current rates.

Great Rate Savings Account

An account for customers with higher balances

• Minumum Opening Deposit $10,000 
• Minimum balance service charge if balance drops below $10,000
• Interest paid on days the balance exceeds $10,000
• Limit 6 withdrawals per statement cycle
• Interest at tiered rates

Click here for current rates.

NOTE: A $25 fee may be charged if an account is closed within 90 days of opening