Personal Banking
Checking Accounts
All checking account statements include imaged checks.
Premium Checking powered by BaZing
A checking account with benefits you'll love
- Minimum deposit $100 to open
- Unlimited check writing
- $6.00 monthly service charge
- Monthly service charge reduced by $1.00 for e-statements plus $.20 for each point-of-sale debit card transaction
- Identity theft protection, recovery and restoration**
- Cell phone replacement up to $200.00 if monthly cell phone bill paid through the account**
- Savings network discount at local and national retailers
- Travel and health discounts
Basic Checking
Our simplest checking account
- Unlimited check writing
- Minimum deposit $100 to open
- Non-interest bearing account
- Minimum balance monthly service charge of $6.00 if daily balance drops below $500
Interest Bearing Checking
NOW Account with interest
- $100.00 minimum to open account
- Unlimited check writing
- Minimum daily balance of $500 to earn APY*
- Minimum balance monthly service charge of $5.00 if daily balance drops below $500
Academic Assets
For full-time high school and university students
- $20.00 minimum to open account
- Unlimited check writing
- No minimum balance, non-interest bearing
- No monthly service charge
- First supply of checks provided at no cost.
Senior Checking
For customers age 55 or older
- $100 minimum to open account
- Unlimited check writing
- Non-interest bearing account
- Minimum balance monthly service charge of $5.00 if daily balance drops below $100
- First supply of checks provided at no cost.
- Qualifies for .10% boost on posted CD rates if the CD deposit is $25,000 or more
Preferred Checking
NOW Account with variable rate
- $100 minimum to open account
- Minimum balance monthly service charge of $8.00 if daily balance drops below $2,500
- Minimum daily balance of $2,500.00 to earn APY*
- Six withdrawals per month per Regulation D
- Interest at tiered rates
Great Rate Savings
An account for customers with higher balances
- Minumum Opening Deposit $10,000
- Minimum balance monthly service charge of $10.00 if daily balance drops below $10,000
- Minimum daily balance of $10,000.00 to earn APY*
- Limit 6 withdrawals per statement cycle
- Interest at tiered rates
NOTE: A $25 fee may be charged if an account is closed within 60 days of opening
*APY = Annual Percentage Yield
**Limitations may apply. More information at www.bazing.com


