Personal Banking
Savings Accounts & Certificates of Deposit
Savings Account - For Individuals
Savings account
- Minimum deposit $100 to open
- Minimum balance quarterly service charge of $6.00 if daily balance drops below $200
- Limit of 9 withdraws per quarter with no transaction fee and additional debits are $1.00 each
- Must maintain a minimum daily balance of $100.00 to earn APY*
Looney Tunes Account - For Individuals Under the Age of 18
Interest bearing account
- $20.00 minimum to open account
- No minimum balance requirements to earn APY*
- No monthly service charge
- Limit of 9 withdrawals per quarter with no transaction fee and additional debits are $1.00 each
- Signature required by a parent or guardian
Certificate of Deposits - Time deposits
Interest bearing
- Minimum deposit of $500 required to earn APY*
- Interest compounded and credited monthly
- 90 day CDs compound at maturity
- Penalty for early withdrawal
*APY = Annual Percentage Yield
