FACTS

Why?

Financial companies choose how they share your personal information.  Federal Law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and account balances
• Credit scores and credit history
• Transaction or loss history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Community Bank Share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes - information about your transactions and experiences

No

We don’t share

For our affiliates’ every day business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For our non-affiliates to market to you

No

We don’t share

What we do

How does Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Community Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account or apply for a loan
• Deposit money or pay your bills
• Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit sharing?

Federal law give you the right to limit only

• sharing for affiliates’ everyday business purposes – information about you creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

• Community Bank has no affiliates

Non-affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

• Community Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products for services to you.

• Community Bank’s joint marketing partner is Texas Independent Bank.

Questions?

 Call 1-800-986-2252 or go to www.communitybanknm.com