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Privacy Statement

Rev 05/15 

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FACTS
WHAT DOES COMMUNITY BANK DO
WITH YOUR PERSONAL INFORMATION?

 

Why?
Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 
§ Social Security number and account balances
§ Credit scores and credit history
§ Transaction or loss history and payment history
 
When you are no longer our customer, we continue to share your information as described in this notice.

 

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information
Does Community Bank Share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes –
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No
We don’t share
For our affiliates’ every day business purposes –
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For our non-affiliates to market to you
No
We don’t share

 

Questions?
 Call 1-800-986-2252 or go to www.communitybanknm.com

  

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What we do
 
 
How does Community Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 
How does Community Bank collect my personal information?
We collect your personal information, for example, when you
 
§ Open an account or apply for a loan
§ Deposit money or pay your bills
§ Use your debit card
 
 
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
 
Why can’t I limit sharing?
Federal law give you the right to limit only
§ sharing for affiliates’ everyday business purposes – information about you creditworthiness
§ affiliates from using your information to market to you
§ sharing for non-affiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
 
 
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
§ Community Bank does not share with our affiliates
 
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
§ Community Bank does not share with non-affiliates so they can market to you.
 
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products for services to you.
§ Community Bank’s joint marketing partners include Texas Independent Bank, a credit card company, StrategyCorps Inc. a checking rewards company providing identity theft protection and Safe Deposit Box Insurance Coverage LLC, an insurance company specializing in insuring safe deposit box contents.
 
 

 

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